Last Updated Date: March 14, 2026

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by the Terms of Use Policy and all applicable laws and regulations. If you do not agree with any part of these terms, you must discontinue use of the site.

2. Use of the Website

You may use this website for lawful purposes only. You agree not to:

• Engage in any activity that disrupts or interferes with the website's functionality
• Attempt to gain unauthorized access to any part of the site, its systems, or networks
• Use the site in any way that could damage, disable, or impair its services

3. Intellectual Property

All content on this website including text, graphics, logos, images, and software is owned by or licensed to Penwhim LLC and is protected by intellectual property laws. You may not reproduce, modify, or create derivative works without Penwhim LLC's prior written consent.

4. User-Generated Content

If you submit or upload content to the website, you grant Penwhim LLC a non-exclusive, worldwide, royalty-free license to use, display, reproduce, and distribute that content as needed to operate or promote the website. You are responsible for ensuring that any content you provide does not infringe on the rights of others.

5. Privacy

Your use of the website is governed by the Privacy Policy, which explains how Penwhim LLC collects, uses, and protects your information.

6. Third-Party Links

This website may contain links to third-party websites or services. Penwhim LLC is not responsible for the content, policies, or practices of those external sites. Accessing them is at your own risk.

7. Disclaimers

The website and its contents are provided "as is" without warranties of any kind, whether expressed or implied. Penwhim LLC does not guarantee:

• The accuracy or completeness of information on the site
• That the website will be available, secure, or error-free
• That any defects will be corrected

8. Limitation of Liability

To the fullest extent permitted by law, Penwhim LLC is not liable for any damages arising from your use of the website, including:

• Loss of data
• Loss of profits
• Business interruption
• Any indirect, incidental, or consequential damages

9. Indemnification

You agree to indemnify and hold Penwhim LLC harmless for any claims, losses, liabilities, or expenses arising from your use of the website or violation of these Terms.

10. Governing Law

This Terms of Use Policy is governed by the laws of the state of New Jersey, without regard to conflict-of-law principles.

11. Changes to This Policy

This Terms of Use Policy may be updated from time to time to reflect changes in technology, legal requirements, or business practices. Updates will be posted on this page and a “Last Updated Date" will be displayed.

12. Contact Us

If you have questions about this Terms of Use Policy, you may write to support@penwhim.com.


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